Many institutions promise the "lowest" rates or "low, low" rates, but who really delivers? We do. At Downs Financial, Inc., we specialize in offering an extensive line of loan programs for all sorts of borrowers. We offer purchase loans, refinance loans with cash out and lower rates, self-employed no income verification loans, and loans for those with bad credit.
Options for refinancing your home can come in a variety of forms. One way is to shop for a lower rate and grab it. Always confirm that the closing costs make the deal worth it, but generally, a lower rate equals significant savings. For example, one percentage point lower on a $100,000 loan can save you over $75,000 over the life of a 30-year fixed loan.
No matter where you live, we can help you refinance today. Since we're based online and over the phone, we can connect you with one of our licensed loan officers from anywhere with computer and phone access. When it comes time to process your loan, we have title companies and representatives all over the country to give you local support and service.
We loan our own funds, as we are a direct lender. This is what gives us a major advantage on the market. We are simply the best online lender because we've honed our skills over the last eight years. On top of that, we don't employ college students fresh out of school to process our loans like other companies. We employ only experienced, licensed loan officers with dozens of years of experience among them.
