Buying a new home can be an arduous and tedious process. Mountains of paperwork, contracts, and red tape can make any prospective buyer feel a little insane. Having a reliable, knowledgeable lender can make the process exponentially easier and less stressful. That's where we come in.
When you're ready to purchase a new home, Downs Financial, Inc. should be your first thought. With years of experience and market know-how, our savvy licensed loan officers can approve your loan the same day you apply. Why wait up to three months for loan approval and closure? We can close your loan within as little as five business days to get you moved in and enjoying your new home without hassle.
So what makes us different? First, we lend our own money. We are a bank, and we quote our own rates and lend our own funds. This is an advantage to our customers because we cut out the middleman. There are no high markups for go-between services, and there is no wait time for approval by other sources.
We simply evaluate your application and tell you whether or not we can loan you the money. Most of the time, we can. No matter your credit situation, we can tailor a loan to fit your financial needs. We will work hard to get you an affordable monthly payment without overpaying in short-term and long-term interest. We will also work to ensure the terms of the loan are to your utmost satisfaction.