With so many loan choices, how do you
pick the right one? This section highlights the
loans we offer at Bad Credit Loan Refinance Mortgage
Home Loans Mortgage Rates, so that you can compare and
decide which one fits best into your financial future.
Fixed Rate Mortgages
Enjoy stable monthly payments.
30/15
Rate and payment fixed as a 30 year
term but has a balloon payment at the end of 15
years (note comes due)
15, 20 and 30 year fixed
The rate is fixed for entire term
of the loan offering stability throughout the entire
term of the loan
Traditional ARMs (Adjustable Rate Mortgages)
Start with the stability of a fixed-rate
mortgage then convert to the flexibility of an ARM.
2/28 ARM
30 year mortgage
with the interest rate fixed for 2 years and then
can stay the same or adjust up depending on the
market. Offers the lowest interest rate right
now. Great for rebuilding your credit while
getting the lowest rate available to you.
3/27 ARM
Same as above but rate is fixed
for 3 years and then adjusts.
5/1 and 7/1 ARM
30 year mortgages with rates fixed
for 5 or 7 years. Very common with jumbo size
loans (over 337,700).
No Income Verification Mortgages
Great for self-employed individuals.
Home Equity loans (second mortgages)
Terms from 10 to 20 years including
30/15 (offers lowest payment available)
